Review the business
Recent processing statements, bank activity, time in business and existing financing help establish which options may fit.
Powered by Fidelity Funding
Your sales history.
Your next business move.
Explore funding based on your card-processing activity and business revenue. AquaPay helps start the conversation and work through the proposed cost, collection method and impact on cash flow.
Discuss business fundingBuilt around your business activity
Processing history
Sales volume · Consistency · Existing obligations
Business reviewFunding options
Powered by Fidelity Funding
Illustrative process. Funding terms are determined after review.
Understand the arrangement
Capital for a purpose.
Terms you understand.
Inventory, equipment or an operating need may call for additional working capital. The right discussion starts with your sales history, current obligations and how the funds will be used.
A sales-based advance may be structured as a purchase of future receivables; other offers may be loans. The agreement determines the product and your obligations.
Compare the complete offer
Review the net funds received, total financing cost, fees, estimated duration and any security or guarantee provisions.
Plan the cash flow
A percentage of card settlements and a scheduled bank debit work differently. Understand the collection method and any reconciliation or adjustment process.
Before accepting an offer
Ask about more
than the funding amount.
- Net proceeds
- How much reaches your business after fees or payments to existing funders?
- Total cost
- What is the total amount to be remitted, including fees and applicable financing disclosures?
- Collection method
- What amount or percentage is collected, from which account and how often?
- Changing sales
- What happens when revenue falls, and what reconciliation process does the agreement provide?
- Early payment
- Does paying early change the cost? Are there fees or remaining charges?
- Other obligations
- Are there collateral, guarantee or restrictions on additional funding?
Funding questions
Start informed.
Funding is subject to review and written terms. This page does not constitute a financing offer. AquaPay helps coordinate the inquiry; the applicable agreement identifies the funding provider, product and obligations.